Great news! Remittance Capital Management specializes in short-term loan and merchant cash advance (also known as split funding) consolidations. We can consolidate your existing loans or advances into one, simple payment with longer terms, allowing your business to reduce its current daily payments and increase its cash flow while netting additional capital. This is not to be confused with debt settlement, as you do not default on any of your existing cash advances or business loans.


A loan consolidation is a business financing solution that takes all of your existing debts (business loans, merchant cash advances, business credit card debt, etc.) and simplifies them into one loan from one lender or creditor. Many small business owners choose to use loan consolidation when they are faced with high daily or weekly payments since the solution takes the burden of paying multiple lending institutions off their shoulders. Additionally, business owners, in most cases, will now have lowered interest rates and payments that will only minimally affect their cash flow. For instance, some business owners are paying up to 10 different cash advance or loan companies at once, many with terms under 4 months. Our goal is to remove the burden of working with multiple lenders, work with your business over the long term, and be able to provide capital on an as-needed basis, so multiple advances will not be needed.

To add to the benefits of a loan consolidation, oftentimes an alternative financing institution that provides the consolidation, such as Remittance Capital Management, will also be able to ensure that your business nets a certain amount of money after consolidating your debt.

What’s Needed to Qualify for a Loan Consolidation?

Completed Equipment Financing Application: Click Here To Download The RCM APPLICATION

Four months of most recent bank statements

Four months of most recent credit card processing statements (if your business accepts credit cards)

minimum FICO score of 500


To speak with our loan consolidation experts, please complete the form here, send us an email, or just give us a call at 1-707-997-8441! While you’re at it, check out one of our recent success stories and learn How a Loan Consolidation Helped This Mechanic Get Back On Track!